Friday, February 28, 2014

Drink more!


Friday, February 21, 2014

10 Reasons to Wear a Luxury Watch on Your Wrist




A luxury timepiece can be as versatile as the gentleman sporting it. As a collector’s item for the connoisseur, as utility with high symbolic value or as a fashion accessory – they are far more than instruments that measure time. Here are 10 reasons, why high-end watches are inevitable for all men, who appreciate the exceptional and beautiful.
01. Jewelry: First of all, luxury watches are simply stunning. Watches can be pieces of exceptional beauty, just as any accompaniment, one might think. Watches, however, have a special status linked to the functional excuse of measuring the time. Even though wristwatches were initially worn by women, they are now, first and foremost, a male fashion accessory. And ultimately, it is the one item that can make the difference in a very thin scope of action a man wardrobe allows.
02. Emotional Value: Watches are attached with emotions, as it accompanies its wearer in good times and bad. Not only are they physically with you, but actually present when indicating the most precious good we have. As gifts received from our closest friends and family members, watches can mark special events in life such as milestone anniversaries, weddings or professional achievements. Quite commonly, they are passed along from one generation to the next. So there is a good chance that even your future great-grandson is going to spend time with your favorite timepiece on his wrist.
03. Perfection: Perfection is like the holy grail of watchmaking. Even the best manufacturers won’t ever reach it entirely, but they will always seek it with endless commitment. Not only from a time-measurement standpoint, but also regarding its aesthetics and quality of manufacturing, is the pursuit of perfection one of the key reasons to buy a luxury timepiece instead of a 3-dollars quartz watch.
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04. Functionality: Your watch is always there when you need it. Sure, your iPhone or Android device will also provide you with the correct time measure. But after one or two days your battery is empty and you will need to recharge it. Also, it is not required to shut it down or take it off in airplanes, government buildings and other signal-transmission-free places. Additionally, taking a quick look at your wrist is way more convenient than rummaging in your pocket (That’s why some even consider the smartphone as a step backward to the “coat pocket time measurement”). Your smartphone might be able to do all the fancy stuff, but the watch is a simple and functional lifetime workhorse.
05. Punctuality: Punctuality is part of a gentleman’s code of conduct, reified by his watch. Next to actually supporting a successful time management, high-end watches are therefore also material artifacts that dignify the importance of time on a symbolic level.
06. Exclusiveness: There is no doubt that it is desirable to own something special that distinguishes you from most other people. There is no doubt that exclusiveness is about social status. However, wearing a prestigious brand can’t be reduced to the aspect of “showing off” in front of other people. The average person has never heard of names like Jaeger-LeCoultre, IWC or Ulysse Nardin. For most watch aficionados, the motivation of owning something rare and unique primarily arises from the mere awareness of owning something exceptional, rather than paying attention to what others might think.
07. Mechanics: Compared to other utilities we encounter every day, the functioning of a watch is pretty simple. Its basic mechanism has been providing us with time measurement for hundreds of years. And yet there is so much innovation in a luxury watch, striving to achieve an even more accurate and durable time indication. Side effects: Setting free the (gentle-)man child.
08. Mobility: Yes. Even though they generally come without wheels, watches are quite mobile. Unlike a harem of sports cars or a selection of exclusive wines, you can take it anywhere without any notable effort.
09. Timelessness: Some of the previous points were already linked to the aspect of timelessness. But think of it, folks. What else in your life is designed and crafted for such a long period of time? Also in future generations, a watch will be based on the very same technical and aesthetical principles that it is today. That’s why high-end watches are not only produced, but actually worn for decades.
10. Statement: Do you prefer sporty divers or elegant dress watches? Maybe it is the history of model A or manufacturer B that arouses your interest?. The decision for a particular watch contributes to telling others who you are. Not only that, but also the mere fact of wearing a luxury watch reflects a bundle of inherent statements in and for itself. And a lot of them just perfectly match values that are quite commonly regarded as gentlemanlike.




German


10 Gründe warum ein GM zumindest eine hochwertige Uhr besitzen sollte

Obwohl der funktionale Aspekt der Zeitmessung bei Armbanduhren zunehmend in den Hintergrund trat, feiert die gute alte mechanische Uhr in den letzten Jahren geradezu eine Auferstehung und wird wohl auch die Technologie-Generationen nach dem Smartphone- Zeitalter überdauern. Montredo, die erste sichere Online-Plattform für Luxusuhren nennt 10 Gründe, warum ein Gentleman auch heute zumindest eine hochwertige Armbanduhr besitzen sollte.
01. Schmuckstück des Mannes: Zuallererst geht es bei einer Uhr um Ästhetik. Punkt. Erst danach kommt die Technik ins Spiel. Die Zeitmessung dient sozusagen als Entschuldigung für das Tragen von Glitzer und Klunker, mit dem der Gentleman seinen ansonsten eher geringen kreativen Spielraum bei der Outfitgestaltung ausschöpft, ohne dabei die Grenzen des guten Geschmacks zu überschreiten.
02. Pünktlichkeit als Wert: Pünktlichkeit wird durch die Uhr als Instrument zur Anzeige der Zeit vergegenständlicht. Sie hilft somit nicht nur dabei, im Alltag zeitliche Vereinbarungen einzuhalten, sondern verfügt gleichzeitig hohe symbolische Strahlkraft für einen der wichtigsten Verhaltensgrundsätze eines jeden Gentleman. Uhren machen Leute: Ganz getreu dem Motto „Kleider machen Leute“ zeigt man mit seiner Uhr, wer man ist bzw. wie man von seiner Umwelt wahrgenommen werden möchte. Dabei geht es nicht in erster Linie darum, mit dem Logo einer bestimmten Marke zu beeindrucken, sondern man würdigt die Schaffenstradition von jahrhundertealten Handwerksbetrieben und offenbart dabei ganz nebenbei, dass man die schönen Dinge des Lebens liebt.
03, Der ideelle Wert einer Uhr: Die Uhr ist in vielerlei Hinsicht ein Objekt mit hohem emotionalen Wert, denn als Begleiter in allen Lebenslagen geht sie mit ihrem Träger durch Dick und Dünn. Häufig werden Uhren zu besonderen Anlässen geschenkt, um damit einen besonderen Punkt im Leben zu markieren. Danach bleiben sie häufig über viele Generationen in Familienbesitz. Gut möglich also, dass sich auch noch Ihr Ururenkel an Ihrem liebsten Zeitmessgerät erfreuen wird.

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04. Die Armbanduhr als Gegenstand: Stets abrufbereit erleichtert sie heute wie vor 100 Jahren den gesellschaftlichen Alltag. Zugegeben, der eigentliche funktionale Zweck der Zeitmessung ist nicht immer auch der Hauptgrund, tatsächlich eine Uhr zu tragen. Doch neben ästhetischen und symbolischen Aspekten haben die mechanischen Preziosen auch eine ganz nüchtern betrachtete.
05. Daseinsberechtigung: Man muss Armbanduhren weder alle ein bis zwei Tage mit Strom versorgen, noch wird man dazu angehalten sie im Flugzeug ausschalten. Mit der Verlässlichkeit einer Brieftaube verrichtet sie ihre Arbeit und ist immer da, wenn man sie braucht.
06. Eine Uhr ist mobil: Vor allem für den weitgereisten Mann von Welt relevant: Eine Uhr ist leicht zu transportieren und braucht kaum Platz. Während der Sportwagenharem in der Garage sowie die Weinsammlung im Keller ungefähr so mobil sind wie ein Haflinger auf Benzodiazepinen, kann man Uhren problemlos überallhin mitnehmen – ganz egal ob am Handgelenk, im Aktenkoffer oder im Tramper-Rucksack.
07. Mechanik: Die in ihrem Grundprinzip einfache Funktionsweise, die von im Dienste einer simplen Mechanik stehenden Innovationen ergänzt wird, macht einen Teil der Faszination für Armbanduhren aus. Das Ineinandergreifen der einzelnen Räder gehorcht einer gewissermaßen infantilen Ästhetik, welche das vielzitierte Kind im Manne weckt. Und wir sind der Meinung, die Freude an den kleinen Dingen sollte auch im Erwachsenenalter zum Leben dazugehören.
08. Die Zeitlosigkeit einer Luxusuhr: Eine mechanische Uhr wird auch in vielen Jahrzehnten noch nicht am Abstellgleis stehen. Modisch und funktional werden hochwertige Handgelenkszeitmesser seit mehreren Jahrhunderten nahezu unverändert hergestellt. Während die Halbwertszeit der meisten Gebrauchsgegenstände im Alltag keine fünf Jahre beträgt, sind Armbanduhren deshalb Gegenstände von bleibendem Wert.
09. Perfektion: Das Streben nach größtmöglicher Genauigkeit in Gang und Verarbeitung ist die oberste Prämisse bei der Herstellung von hochwertigen Uhren. Mit Liebe für Details werden in unzähligen Arbeitsstunden exklusive Zeitmesser erschaffen, die sich der Perfektion asymptotisch nähern. Und über welche Gegenstände kann man das sonst noch behaupten?
10. Wahl der Uhr als Statement: Bevorzugt man im Alltag eine sportliche Taucheruhr oder eine elegante Dresswatch? Mag man es altbacken, gesettelt, intellektuell, puristisch oder leicht abgehoben? Vielleicht ist es die Geschichte eines bestimmten Modells oder die Innovationskraft eines Herstellers? Die Wahl einer Uhr entscheidet sich nicht nur nach optischen und haptischen Gesichtspunkten, sondern spiegelt auch die Persönlichkeit und den Lebensstil ihres Trägers wider. Jede Uhr ist ein Konglomerat von verschiedenartigen Statements, mit denen man ein individuelles Ausrufezeichen setzt.
Doch bei aller Vielfalt haben alle Luxusuhren eines gemein: Sie offenbaren dem Gegenüber, dass man das Schöne und Exklusive zu würdigen weiß.
Guest editorial written by Montredo - the secure online platform for pre-owned and unworn luxury timepieces.
Website: www.montredo.com

Let Go, Keep it Simple, Move Quickly: Secrets to Being a Productive Entrepreneur (Infographic)









Read more: http://www.entrepreneur.com/article/230606#ixzz2txsZEvvX

Monday, February 10, 2014

37 Things In Your Home To Get Rid Of Right Now

 | by  Brie Dyas

A few of us made resolutions this year to finally get our homes nicely organized so we can finally have people over without being ashamed. Like every other resolution, this one was doomed from the start. If you're an adorably disorganized type, it can be very difficult to change one's habits...especially if you don't know where to start.
Consider this your guide to starting. Here are 37 things that you probably have in your home that you can easily get rid of (recycle, trash, donate, whatever works) without a second thought.
  • The near-empty ice cream carton in the freezer
  • The extra packet of buttons that came with a cardigan that you've since donated
  • Stained t-shirts you've had since college
  • The ratty towel you've been using in lieu of a bath mat
  • Holiday cards
  • The treasure trove of plastic grocery bags under your sink
  • plastic grocery bags
  • Unidentified foil-wrapped things in your fridge or freezer
  • 2013's calendar
  • Promotional mugs or glasses that came free with a meal
  • Piles of ticket stubs, old transit passes, etc., to concerts, movies and places you don't really remember going to in the first place
  • Any receipts that have accumulated in your pockets or purse (unless it's something you'll need come tax time)
  • All the stacks of magazines you haven't touched in months
  • magazine stack
  • Expired coupons/savings passes
  • Any envelope that you've kept only because you needed to remember the address (just add it to your phone/contacts list)
  • All the half-scrawled lists, notes and post-its reminding you of things you have no idea about
  • Old invitations for things not involving treasured family members or friends
  • Anything you've agreed to take from your parents' house solely out of guilt
  • Hobby supplies for hobbies you've given up on (donate it)
  • Journals, notebooks and other writing pads you've used maybe twice and then given up on
  • journals
  • Old textbooks
  • Paperback novels that didn't change your life
  • VHS tapes, cassettes and DVDs that did not change your life/entertain you
  • Printed recipes you tried, didn't like and saved anyway
  • Expired medicines
  • Office supplies you never use, such as pens that no longer work
  • bic pens
  • Cheap accessories which have since become a tangled mess of tackiness
  • Any plastic storage container that doesn't have a lid
  • Empty coffee canisters
  • Old batteries
  • Instruction manuals for appliances you know how to use
  • Near-empty booze bottles containing one pathetic shot
  • liquor bottles
  • Tea that's more than a few months' old -- you don't need to drink steeped dust
  • Party favors from weddings (people really should stop with those)
  • Miscellaneous cables, cords and wires (just make an attempt to match them first)
  • Discount/shopper loyalty cards to places you don't even shop at anymore
  • The weird secret stash of chopsticks acquired from all those times the sushi place thought you were ordering for 4 people, not 1
  • The stash of duck sauce, ketchup, hot mustard and soy sauce packets
ketchup packets
After you trash, donate or give away...maybe try really cleaning.

Tuesday, February 4, 2014

5 Investing Tips to Improve Your Returns

It certainly was a banner year for the Standard & Poor’s 500 index, which gained more than 30 percent in 2013. If you are one of the investors whose portfolio lagged these returns, don’t despair. There are sound reasons why your portfolio should not consist solely of the stocks that compose this index. 
The S&P 500 is too risky for most investors, who need to allocate between stocks and bonds to cushion volatility. It’s also not really representative of the U.S. stock market because it excludes smaller capitalization stocks. A more representative index of the U.S. domestic market is the Wilshire 5000 Total Market index. This index is the best representative of the entire U.S. stock market and includes all U.S stocks with readily available prices. A well-diversified stock portfolio would also include international stocks. Many experts believe the optimal allocation to international stocks ranges from 30 to 50 percent.
Even with a globally diversified portfolio, investors can still underperform the markets by engaging in self-destructive behavior. Stock picking, market timing, trying to select the next hot fund manager or investing in alternative investments are examples of such behavior.
View Of Busy Stock Traders Office In Day Time
Here are some tips to help correct this behavior and improve your expected returns. I obtained them from an article privately posted by Dimensional Fund Advisors. Full disclosure: Buckingham, with whom I am affiliated, uses Dimensional funds in portfolios offered to its clients.
1. Rewire your brain. Disciplined investing means adopting a plan based on the science of investing and sticking to it. Unfortunately, our brains work against this goal. Among the examples of faulty logic used by investors are:

  • I should have foreseen the market crash.
  • My criteria for picking winning mutual fund managers is “proven” to work.
  • I can’t let myself sell at a loss.
  • I pick stocks based on my research.

  • Dimensional regards these thoughts as “mental errors,” which are not supported by sound data.
    2. Control your emotions. We all know markets move in cycles. When the markets are up, we feel elated with our investment decisions. When markets start to move down, we are consumed with nervousness and fear. According to the Dimensional article, “Following a reactive cycle of excessive optimism and fear may lead to poor decisions at the worst times.”
    3. Don’t bounce in and out of the market. As I have explained, it’s not prudent for most investors to have their entire portfolio invested in stocks that make up the S&P 500. The following example is intended to demonstrate why bouncing in and out of stocks is a dangerous strategy.
    If you invested $1,000 in the S&P 500 in January 1970 and kept it in there until December 2012, your initial investment would have grown to $58,769, representing a 9.94 percent annualized return. I should note that you can’t invest in the index, but you could invest in an index fund with a low management fee that tracks the index, like the Vanguard 500 Index Fund, which has an expense ratio of only 0.17 percent.
    If you missed the single best day of returns, your annualized return dropped to 9.66 percent. If you missed the 25 best single days, your annualized return dropped to 6.33 percent. Bouncing in and out of the market makes it highly likely you will miss some or all of the best days.
    The financial media and many brokers and advisors encourage trading based on their views of the direction of the markets. The data is very compelling in proving that doing so is harmful to your returns.
    4. Reap the rewards of discipline. It is not easy to be a disciplined investor. Financial news is filled with genuine, and sometimes invented, crises on a daily basis, many of which encourage short-term thinking and short-term trading. For the past few decades, investors were confronted with some of the following news:

    • BusinessWeek story announcing the “death” of equities
    • The dot-com stock crash
    • The terrorist attacks
    • The subprime mortgage crisis
    • Concerns over the fiscal cliff

    • I suspect most investors believed some of these events were a call to action to do something about their investments.
      If you had the discipline to ignore this temptation and simply invested in a globally diversified portfolio of stocks that tracked the MSCI Global Equity index (which tracks returns for more than 75 countries in the developed, emerging and frontier markets) in January 1970, every dollar you invested would have grown to $34 by the end of 2012.
      That’s the power of discipline.
      5. Change your focus. There is no credible evidence that anyone has the ability to predict the direction of the markets or the expertise to pick outperforming stocks or fund managers. Focus instead on capturing the returns of the global markets, using a well-diversified portfolio.
      You can control expenses and turnover. You can stay disciplined.
      Dan Solin is the director of investor advocacy for the BAM Alliance and a wealth advisor with Buckingham Asset Management. He is a New York Times best-selling author of the Smartest series of books. His next book, “The Smartest Sales Book You’ll Ever Read,” will be published March 3, 2014.